Platform
One platform for merchant cash advance, from application to repayment.
Payment providers plug CrediNord into the tools their merchants already use. Investors fund the advances. Our own in-house core banking system automates everything in between.
1
Merchant applies in the partner app
A pre-qualified offer appears inside the POS or banking app. The merchant applies in minutes, no paperwork.
2
Automated underwriting
Transaction data drives the decision. Credit criteria are configured per investor and partner.
3
Funding in days
Disbursement is automated and settled to the merchant’s account.
4
Repayment from card sales
A fixed share of every payment terminal transaction goes toward repayment, so payments track the merchant’s cash flow.
For POS providers, banks and financial service companies
- Production-ready: live 4.5 years with a major European POS provider
- Proprietary, in-house built core banking system. Highly automated, open technology built for quick integration
- White-label: revenue-based lending under your brand
For institutional investors and fund managers
- Customisable credit criteria aligned with your strategy
- Own-name, forward-flow or SPV structures
- Diversified MCA portfolios with continuous cash flow
For merchants
- Apply in minutes, receive funding in days
- Repayments aligned with your revenue
- Transparent pricing, no hidden fees
Ready to embed financing?
Integration and partnership discussions start with a 30-minute call.