Common questions.
An advance against future card sales. The merchant receives funding up front and repays a fixed percentage of each payment-terminal transaction until the agreed amount is settled. Payments rise and fall with revenue.
POS providers, banks and other financial service companies that manage client cash flows. The platform is white-label and integrates into your existing service.
Investors fund diversified MCA portfolios under their own credit criteria. Structures include own-name, forward-flow agreements and dedicated SPVs.
In production in the Netherlands with a major POS provider since 2022, and in Belgium since September 2026. Roll-out across further European markets is under way following the June 2026 financing.
Applications take minutes inside the partner app; funding is typically disbursed within days.
Credinord Oy is a Finnish company (2994963-1) founded in Helsinki in 2019, backed by Thiele Capital Management LLC.